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Mortgage company

Financial solutions such as the business loan dedicated to companies have the possibility of being customizable and flexible. In fact, companies often show very complex financial needs, based on cash flows and relationships with customers and suppliers, therefore the opportunity to be able to count on large amounts of money in a very short time, at reasonable rates , gives greater impetus to investment and the development of new economic activities.

For most credit institutions there are two types of products for the company: mortgage or unsecured credit line.

 

Credit Line

Credit Line

The ideal solution for small and medium-sized enterprises is a credit line generally with flexible reimbursement, directly usable from a bank current account, with a customizable amortization plan.

It allows maximum freedom in withdrawals and repayment payments within the time set by contract.
If the company opts for a loan with medium-long term repayment, unsecured or mortgage, the reimbursement flexibility decreases in proportion to the amount disbursed.

 

Mortgage company

Mortgage company

In the case of an unsecured loan, you can decide to pay only the interest rate with monthly, quarterly or six-monthly installments and pay off the principal in a lump sum at maturity. The guarantee does not include mortgages but other types of guarantees: bills of exchange, real as pledges on securities or personal securities like sureties of family members or third parties.

In the case of a mortgage loan, you are assisted by a mortgage guarantee normally of 1st degree with a repayment made up of fixed monthly, quarterly or six-monthly installments for the entire period. The disbursement of the borrowed sum takes place in a single solution.

Insurance is mandatory, the policy against the risks of fire, lightning and explosion, as well as gross negligence of the insured, atmospheric agents and socio-political events. Vandalism and malicious acts by third parties are also included, for an amount corresponding to the appraisal value of the property.